 |
Rates Effective February 01, 2008
|
Terms |
APR* |
| New Vehicles |
24 Months |
5.99% |
30 Months |
5.99% |
36 Months |
5.99% |
42 Months |
5.99% |
48 Months |
5.99% |
54 Months |
5.99% |
60 Months |
5.99% |
66 Months |
5.99% |
72 Months |
5.99% |
| *APR Is The Annual Percentage Rate. |
|
|
|
Terms |
APR* |
Used
Vehicles
3 Years - 2005 & Newer |
24 Months |
6.49% |
30 Months |
6.49% |
36 Months |
6.49% |
42 Months |
6.49% |
48 Months |
6.49% |
54 Months |
6.49% |
60 Months |
6.49% |
| *APR Is The Annual Percentage Rate. |
|
|
|
Terms |
APR* |
Used
Vehicles
4 Years - 2004 & Older |
24 Months |
7.125% |
30 Months |
7.125% |
36 Months |
7.125% |
42 Months |
7.125% |
48 Months |
7.125% |
54 Months |
7.125% |
60 Months |
7.125% |
| *APR Is The Annual Percentage Rate. |
|
|
|
Terms |
APR* |
| RV's, Boats, & Planes
- New |
120 Months |
6.99% |
| RV's, Boats, & Planes
- 3 Years - 2005 & Newer |
120 Months |
7.25% |
| RV's, Boats, & Planes
- 4 Years - 2004 & Older |
120 Months |
7.25% |
| *APR Is The Annual Percentage Rate. |
|
|
|
Terms |
APR* |
| |
24 Months |
4.99% |
30 Months |
4.99% |
36 Months |
4.99% |
42 Months |
5.29% |
48 Months |
5.29% |
54 Months |
5.29% |
60 Months |
5.29% |
| *APR Is The Annual Percentage Rate. |
|
|
|
Terms |
APR* |
| Personal
Line of Credit |
36 Months |
13.99% |
| *APR Is The Annual Percentage Rate. |
|
|
When comparing Credit Union rates with other institutions, the following should be considered:
- Credit Union loan payments can be made through Payroll Deduction for a .29% discount on the above
rates. Note: Discounted rate will revert to normal rate if payroll deduction is discontinued.
- No penalty for loan prepayment or acceleration.
- Your loan is helping YOUR Credit Union.
Loan Limits:
$45,000 - Secured Loan After Working For B&N For 3 Months.
$4,000 - Unsecured Loan After Working For B&N For 12 Months.
$1,500 - Unsecured Loan After Working For B&N For 6 Months.
Maximum loan durations are shown.
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